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Paying for College

Student loan application. The best strategy for paying for college is to minimize your student loans and when you do use student loans, find the best deal by shopping among lenders.

Maximize Financial Aid

Now is the time to apply for you student loans for next semester. Be sure to shop for the best loan for you. There are many variables like fixed or floating interest rates and pay back periods. LendingTree student loan programs offer a way to get the best student loan offers with just one loan application. Don't hesitate to apply as it is free and there is no obligation.

Get your finances finished early because you will have enough to worry about getting ready for your big adventure. Like buying new clothes or deciding how are you going to fix up your room or finding new friends.

Alternatives and Supplements to Student Loan Financing

alternatives to student loansConsider alternatives to student loans to finance at least part of your education. These can include scholarships, grants, and work study programs.

The more work you do now to set up your financing, the less work you will have to do after graduation trying to balance your student loan debt. Since you may have waited to the last minute to consider your tuition financing options, this is the book for you.

Just don't end up with a gazillion dollars in student loans that will affect how you live the rest of your life.

Part Time Jobs

As an alternative to debt, consider a part time job that can help you incur less debt during your school years. There are thousands of remote jobs that you can do part time from your dorm room and make pretty decent money. There are tutoring jobs, content writing jobs, and proof reading jobs. If you make $200 a week working between 10-15 hours, that is $10,000 a year toward not going deeper into debt.

Also, check with your school about work study programs that can get you jobs as teacher assistants or tutors or other needed work.

Cheaper Schools

Be sure to shop for the best value education you can receive. Spending a lot of money on a private school does not necessarily transfer to any benefit to you. Some states have programs where students can attend college classes while still in high school, all paid for by the school board. In those states many students graduate with two year of college and no debt. That means the students only have to fund two years of college and by selecting a state school will pay about half the tuition of a private school.


Many people have paid for their education using the GI Bill which pays college tuition for active and inactive military personnel. Any military personnel may take advantage of tuition programs whether they are still in the military, are retired, or have received an honorable discharge.

If you are attending a public school, the Post-9/11 GI Bill can pay your full tuition directly to the school. You will receive a monthly housing allowance and up to year for books and supplies. The housing allowance is paid at a percentage based on your active duty service, and your credit load.

Consider enlisting in a service branch that will offer you a job where you work normal business hours and have time to devote to school. Most universities offer online courses that allow you to take courses on your schedule from any place in the world.

While enlisting in the military sounds like a bit risky, the truth is that in the Air Force or Navy you are not likely to be placed in a combat role. Check out the details of military tuition programs.

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